Research Paper Assignment
In this module we looked at multiple strategies and techniques banks use to design and determine their structure for sources of funds. We are going to practice these new skills with the bank you chose back in Discussion 1.
For this discussion, you will need access to your bank’s most recent 10k statement. You will also need to search for interviews (whether through financial news outlets like WSJ or eveour bank’s most recent 10k statement. You will also need to search for interviews (whether through financial news outlets like WSJ or even YouTube) of your bann YouTube) of your bank and its management team.
For your initial discussion, address these questions:
1. What are some key techniques and strategies that your bank uses to manage deposits? What are the key drawbacks and opportunities here? Go into detail, be specific. Be sure to backup your claims from the textbook and research. Use your own words (never quote) and cite the page number so we can refer back to it.
2. What is your bank’s strategy for nondeposit fund sources? What factors influence management’s decision to select certain sources? What are the key drawbacks and opportunities? Be sure to backup your claims from the textbook and research. Use your own words (never quote) and cite the page number so we can refer back to it.
3. What other sources of fee income does your bank use? Why? What are the key drawbacks and opportunities? Be sure to backup your claims from the textbook and research. Use your own words (never quote) and cite the page number so we can refer back to it.
4. What strategies does your bank use to manage capital? What are the key drawbacks and opportunities? What role does compliance play? Go into detail, be specific. Be sure to backup your claims from the textbook and research. Use your own words (never quote) and cite the page number so we can refer back to it.
