Health care policy
Reply Posts
Respond to two peers whose scenario was different from your own. Keep in mind, discussion boards mimic classroom discussions thus it is required that you address your responses to the peer to whom you are speaking (i.e. Janet). Responses should also consist of substantial feedback. “I agree” or “you are correct” is not acceptable.
Discussion Reply 1
Health insurance is the most significant contributing factor to poor quality of care. Uninsured people are less likely to get adequate care for disease prevention (e.g., cancer screening, dental care, counseling about diet and exercise, and flu vaccination) and/or for disease management, and they are more likely to visit the emergency department and be admitted to the hospital for ambulatory care-sensitive conditions (Im and Kim, 2019).
In Florida, several options are available for those who do not have health coverage. The Sunshine State is one of the best places to get financial assistance on Obamacare health insurance. Despite opposition to the federal healthcare law by state legislators, Florida has had the highest number of sign-ups for individual Obamacare plans since 2015. (Dennis, 2022).
Most people know Medicare as government health insurance for people 65 and older. But people under 65 with a disability or chronic illness can also get Medicare. With the Sunshine State being a top retirement destination, it may be no surprise to know that Florida has the second highest number of Medicare enrollees of any state.
Florida short-term health insurance may be right for those who’re changing jobs, waiting for coverage to begin at a new job, or missed the annual open enrollment and don’t qualify for a Special Enrollment Period to buy an Obamacare plan (Dennis, 2022).
Nearly 4.3 million people in Florida are enrolled in Medicaid, which provides free or low-cost health coverage for selected categories of people with low incomes.
Florida has the third largest number of uninsured children in the United States and the largest number of uninsured children in the South. (Ray, 2017). However, Florida Children’s Health Insurance Program (CHIP) is available to children ages 1 to 19 who live in households that make no more than 210% of the FPL and pregnant women who earn up to 191% of the FPL as of July 2021.
What healthcare options are available to those who do not have insurance in your chosen state?
Discussion Reply 2
The Patient Protection and Affordable Care Act (ACA) was conceded in March of 2010 and signed into law. It was designed to increase accessibility to health insurance by broadening the scope of Medicaid and establishing statewide insurance exchanges. Despite the fact that this legislation covers millions of Americans, there are still a staggering 30 million Americans who do not have health insurance. Despite efforts to reform the health care system, it is anticipated that approximately 3.1 million residents of California will not have health insurance. The fact that undocumented refugees are ineligible for ACA insurance and that employers with fewer than 30 employees may have trouble obtaining health insurance through the discussion are two factors that have contributed to predictions that are higher than expected. In metropolitan counties in California, such as Los Angeles County, the racial, linguistic, and cultural variety of the population may act as an additional barrier to membership. This may be in part because racial minorities have a general mistrust of the medical system. It is noted also that minorities and women have a difficult time in making decisions when it comes to healthcare due to the fact that they are underrepresented in health-related research (Yoder, 2021). According to the preliminary findings of a survey conducted during the enrollment period for the Affordable Care Act (ACA), 76 percent of California’s remaining nonelderly, uninsured are members of minority groups, and 30 percent are illegal immigrants (Saltzman, 2018).
As a component of California’s overall healthcare strategy, the development and execution of legal and administrative frameworks for the state’s healthcare system are being undertaken. Within the context of the healthcare system, professionals in the medical field offer services that assess, delicacy, and aid avoid psychological and physical disorder and injury. The system extends its coverage to a variety of related industries, including the insurance market, the pharmaceutical industry, and health informatics. The access that individuals have to healthcare, in addition to the quality of care that they receive, is all impacted by healthcare policy, which in turn has an effect on the overall health of those individuals. Politicians have a significant amount of cause for concern regarding the escalating cost of medical healthcare because it has put a strain not only on the discretionary income of consumers but also on public resources. Concerns in healthcare reform involve state Medicaid developments, health information management and safety, populations of uninsured and underinsured individuals, a scarcity of primary care physicians, and accessibility to and treatment of mental health programs (State, & Mercer, 1999).
